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C 7/8, Shri Popatlal Dani Bhavan,Gandhinagar, Gujarat-282021
Applicant details
- Applicant last two years Income tax Return / Payslip of last 3 months / Notarized income certificate for joint family.
- Last tax bill / certificate from Society Chairman/Secretary if applicant owned property
- Applicant should have Savings/ current Bank account with the bank.
- Applicant Pan card
- 3 Photographs of Applicant
- Address proof Electric bill/ Telephone bill -land line (any one) As per KYC norms
- Photo proof Pan card / Voter card / Driving license/Aadhar card (Any one) As per KYC norms
- Applicant has to show all original documents to the bank for verification with zerox copy. Original documents will be returned to applicant after verification.
Guarantor Details
- Photograph-2 copies
- Last tax bill
- Last income tax return copy
- Address proof electric bill /telephone bill -land line (any one)
- Photo proof Pan card / Voter card / Driving license/Aadhar card (Any one)
Conditions
- Bank will give loan up to 85% of Sale Deed
- Applicant has to take insurance of full value of house in favour of bank.
- The Loan will be repaid with interest in 120 to 240 equal monthly instalments.
- Applicant have to pay margin amount 15% of sale deed to the bank. Bank will issue Banker cheque of full amount in the name of dealer.
- Applicant has to take share @ 2.5% to 5.0% of the limit.
- The processing charges from 50 Rs. to 250 Rs. will be levied on sanction.